You provide extraordinary service to our country and our community. You deserve a real estate team that delivers that same level of unwavering commitment to you.

At The Brian C. Smith Group with Berkshire Hathaway HomeServices EWM Realty, we understand that for First Responders and Service Members, life does not follow a 9-to-5 schedule. The unique challenges you face—from grueling shifts and high-stress environments to strict relocation timelines—require a real estate partner who is agile, knowledgeable, and ready to act.

First Responders Come First

Specialized Housing Support for Police, Fire & EMTs

When disaster strikes, you run toward danger. Your quick thinking saves lives, and for you, this isn't just a job—it's a calling. We understand that taking care of personal business isn't easy when you have just finished a 24-hour shift or are on call for an emergency.

We pride ourselves on simplifying complex transactions for South Florida's First Responders. Our team is accessible, responsive, and dedicated to working around your schedule.

• Flexible Scheduling: We accommodate shift work and odd hours.
• Stress Reduction: We manage the paperwork and timelines so you can focus on your downtime.
• Local Expertise: From Miami-Dade to Broward, we know the neighborhoods that offer the lifestyle and commute you need.

A Veteran's Guide to South Florida Real Estate

Led by a Fellow Veteran & Former Military Recruiter

For Brian C. Smith, service isn't just a concept—it's a background. As a prior military service member and a former top performer at Orion (the nation's leading military recruitment firm), Brian brings three distinct perspectives to your transaction: the discipline of a veteran, the transitional expertise of a recruiter, and the market authority of a top-tier South Florida REALTOR®.

We don't just speak the language; we have lived the life.

The Tactical Advantage: 6 Critical Facts About VA Loans

Misinformation can cost you thousands. We arm our clients with the truth about the powerful benefits you have earned.

1. 100% Financing up to $2 Million
   Don't let outdated loan limits hold you back. While the VA has limits, we work with expert lenders who can secure 100% financing on VA loans up to $2 million for qualified veterans. In the high-value Miami market, this is a game-changer.
2. The Condo Conundrum Solved
   Buying a condo in Miami with a VA loan can be complex; the entire building must be approved, not just the unit. We don't just rely on outdated "approved lists." We know how to navigate the approval process to open up more inventory for you.
3. Weekend Warfare
   In the fast-paced South Florida market, a seller might get multiple offers on a Saturday. If your lender works "banker's hours," you lose. We partner with dedicated VA lenders who work weekends to ensure your offer is submitted and accepted instantly.
4. No PMI (Private Mortgage Insurance)
   Unlike conventional loans, VA loans do not require PMI. This monthly saving increases your purchasing power, allowing you to qualify for more house for the same monthly payment.
5. Elite Interest Rates
   VA loans consistently offer some of the most competitive interest rates on the market—often lower than conventional options—saving you tens of thousands over the life of the loan.
6. Funding Fee Waivers
   We ensure you don't pay what you don't have to. The VA funding fee is completely waived for veterans receiving service-connected disability compensation and active-duty Purple Heart recipients.

The "Service First" Special Program

A Powerful Alternative to Network Rewards

As a longtime USAA member, Brian respects the institution but built a program that offers even greater value than standard network rewards programs.

• A Competitive Cash Reward: We provide a substantial cash reward directly to you at closing as a thank you for your service.
• Freedom of Choice: Unlike network programs that lock you into a specific lender, we encourage you to work with the best lender for your situation.
• A True Advocate: You are not just a lead from a referral network; you are our client. Our fiduciary duty is to you, ensuring your interests are protected at every stage.

The "A-Team" Network

Your Support System in South Florida

A successful move requires more than just an agent. Over the years, we have built a powerful network of vetted professionals dedicated to serving the military community:

• Meticulous Inspectors who understand the specifics of VA appraisal requirements.
• Renovation Consultants to help you visualize potential in resale properties.
• Settlement Agents who ensure a smooth, on-time closing.

Move Confidently With Less Stress. Whether you are stationed at U.S. Southern Command or retiring to the coast, let us handle the details so you can focus on your mission.

Ready to Make Your Move?

Connect with The Brian C. Smith Group today for a consultation tailored to your service needs.